Resources/FCRA Letters/Letter Review
Educational Review · $97 One-Time

Before you mail it,
let someone who’s read
hundreds look at yours.

You downloaded the library. You filled in your dispute letter. You’re about to spend a certified-mail stamp and start a 30-day clock. A small mistake — wrong FCRA section, missing account ID, vague remedy — can cost you that round. We review the letter you wrote, mark it up, and send it back within 48 hours.

Get My Letter Reviewed — $97

One-time payment via Stripe. After payment you’ll get an email with the upload link and intake form. Reviewed and returned within 48 business hours.

What you get

A second pair of eyes from someone who’s read hundreds.

01

Read the letter you wrote.

We check the dispute reason, the cited bureau (Equifax / Experian / TransUnion), and the supporting facts you included. Educational feedback only — we don't decide whether your dispute is valid.

02

Mark up what's missing.

Common gaps: missing account number formatting, missing identifying details (DOB, last-4 SSN), failure to invoke the correct FCRA section (1681i vs. 1681s-2), unclear remedy requested. We flag each one.

03

Send back a mailing checklist.

Certified mail vs. regular, return receipt, what to include in the envelope, how to log the send date, what to do if you don't hear back in 30 days. Step-by-step.

04

Return within 48 hours.

PDF with comments + a 1-page mailing checklist. You get it back, you make the edits, you mail it. We don't dispute on your behalf — that's your job and your right.

What this is not

Honesty, because the credit-repair world is full of dishonest promises.

  • —We don't mail the letter for you. You stay in control of the dispute.
  • —We don't promise outcomes. The credit bureau decides whether to investigate, verify, or remove.
  • —We don't promise a score change. Score impact depends on the bureau's investigation and many other factors.
  • —We don't repair credit. PAG provides educational coaching — Massachusetts and federal law (CROA) draw a clear line, and we respect it.

$97. Forty-eight hours. One letter, done right.

One-time payment, no subscription, no funnel back to a $99/mo program. If you want ongoing coaching after this, that’s a separate conversation we can have on a real call.

Pay $97 & Upload Letter →