Home/Services/Life Insurance
Polanco Advisory Group

Life Insurance

Protect the people who depend on you.

Life insurance is the foundation of financial security for your family. Polanco Advisory Group helps you understand your options, compare coverage, and secure the right policy — whether you're protecting your family's income, covering business obligations, or building cash value for the future.

Book a Consultation →Use the Calculator →← All Services
What's Included

Everything You Need, Handled

Term Life Insurance

Affordable coverage for a set period — ideal for income replacement and mortgage protection.

Whole Life Insurance

Permanent coverage with guaranteed death benefit and a cash value component that grows over time.

Universal Life Insurance

Flexible permanent insurance with adjustable premiums and death benefits.

Business Life Insurance

Key person insurance and buy-sell agreement funding to protect your business partners and operations.

Policy Review & Comparison

We compare multiple carriers and policies to find the best coverage at the best rate for your situation.

Who This Is For

Built for Your Situation

Parents & Families

Ensuring your family maintains their lifestyle and security if something happens to you.

Business Owners

Protecting business partners and key employees through key person policies and buy-sell agreements.

Anyone Building Long-Term Wealth

Using permanent life insurance as part of a broader estate and wealth accumulation strategy.

How It Works

Our Process

01

Needs Assessment

We evaluate your income, dependents, debts, and goals to determine the right coverage amount and type.

02

Carrier Comparison

We shop multiple top-rated insurance carriers to find the best rates and coverage for your profile.

03

Application & Underwriting

We guide you through the application process and coordinate with the insurer through underwriting.

04

Policy Activation

Your policy is issued and activated. We store a copy and schedule annual reviews to keep coverage current.

Verified Google Reviews

Clients We've Helped

Excelente servicio, buena comunicación, resuelve tus dudas al instante. Recomendados.

Fabian NieblesGoogle Review

Bradley was very knowledgeable and helped meet all my needs. 10/10 service — highly recommend!

Edily PicónGoogle Review

Bradley was amazing — he helped me with everything and was extremely professional throughout the entire process. He also took the time to give me helpful tips, which I really appreciated. I highly recommend him!

Certified Safe LLCGoogle Review
Common Questions

Frequently Asked Questions

A common guideline is 10–12x your annual income, but the right amount depends on your debts, dependents, and financial goals. We calculate this for you.

Term provides coverage for a fixed period at lower cost. Whole life is permanent and builds cash value but costs more.

In many cases, yes. Some carriers specialize in higher-risk profiles. We match you with the right carrier for your situation.

Yes. Life insurance proceeds pass to beneficiaries tax-free and can be a cornerstone of a generational wealth strategy.

Book This Service

Schedule a Life Insurance Review

A free conversation about who you're protecting, what they need, and what coverage makes sense for your budget.

45-min needs assessment💳 Free · commission-paid
01

Submit a quick intake

Quick form so we know your situation before we meet.

02

Schedule your free call

Pick a slot on Bradley's calendar. Confirmation sent by email + SMS.

03

We talk — no pressure

Pick a slot on Bradley's calendar. Confirmation sent by email + SMS.

Tell Us About Your Situation

By submitting, you agree we may reply by email, SMS, or WhatsApp about your request.

Schedule Your Appointment

Pick a date and time on Bradley's calendar. In-person at our Lawrence office, virtual via Google Meet, or by phone — your choice.

Schedule Online →

60 Island Street, Suite 214 · Lawrence, MA · Hablamos español

Email · info@bradleypolanco.comCall · (978) 943-2398