Every service is delivered with the expertise, care, and long-term perspective your family and business deserve.
We understand your unique journey and help you build generational wealth in your new home.
We don’t list testimonials about how nice we are. We list the actual problem, the actual fix, and the timeline it took. Every number below is from a real engagement; the names are anonymized at the client’s comfort level.
These are composites of real engagements. Identifying details are changed; the work, the timelines, and the outcomes are not.
Talk to us about yours →You shouldn't need a different advisor for every problem. We bring it all together under one trusted relationship.
Literally and figuratively. We communicate financial concepts in ways that are clear, respectful, and empowering.
We don't disappear after April 15th. We're your advisor every quarter, every deadline, every decision.
Our goal isn't to file your taxes — it's to help you build wealth that lasts. Estate planning and insurance ensure your legacy endures.
We believe every family — regardless of background — deserves access to the financial strategies that build lasting wealth and security.
Bradley Polanco founded Polanco Advisory Group after watching too many entrepreneurs in Lawrence navigate IRS letters, LLC filings, and credit crises without real guidance — or worse, with advisors who didn't understand their language or their goals.
PAG is the answer to that gap. One firm, one point of contact, full-spectrum advisory from business formation to estate planning — in English, Spanish, and Portuguese. No handoffs. No runaround. No fine print.
Based in downtown Lawrence at 60 Island Street — in the heart of the community we serve.
Too many hardworking people in our community were navigating the IRS, building businesses, and fighting for their credit — alone. I built PAG to change that.
Book a free consultation today. No pressure — just a conversation about your goals.
“Bradley helped me launch my jewelry LLC from scratch — formation, EIN, MassTaxConnect, all of it. When I had a vendor dispute, he walked me through it step by step. It's like having a family advisor who actually understands how we Dominicans work.”
“I bought an existing business and needed to form a new LLC at the same time. Bradley handled both in parallel — the asset transfer with the previous owner and the formation of Nicole Beauty Studio. Clean, bilingual, no surprises.”
“I'm a Netherlands resident living in Massachusetts. I needed an ITIN and nobody wanted my case because of the complexity. Bradley is a Certifying Acceptance Agent and handled everything — the W-7, the certified passport, the supporting documentation. Approved on the first try.”
“I was three years behind on my taxes. I thought I'd owe a fortune. Bradley pulled all three returns together, found deductions my previous preparer missed, and I ended up paying way less than I expected. I'm a client for life now.”
“I've worked with Bradley for years now. Payroll, monthly bookkeeping, tax returns — everything. When there was a partner change, he handled the previous partner's exit and the corporate amendment. He's not just an accountant. He's part of the team.”
“I run two businesses — apparel and barbering — under one LLC. Bradley built a complete Schedule C workpaper with 10 tabs separating everything. He found $24K in profit I hadn't tracked properly. All in Google Sheets so I can see it live from my phone.”