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Polanco Advisory Group

Bookkeeping & Payroll

Clean books. On-time payroll. Total peace of mind.

Disorganized finances cost you money — in missed deductions, audit exposure, and bad decisions. Polanco Advisory Group keeps your books clean every month and runs your payroll accurately and on time, so you're always in control and always ready for tax season.

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Transparent Pricing

Investment & Tiers

Three monthly retainer tiers. All include QuickBooks Online, monthly financials, and bilingual support (EN/ES). No competitors in Lawrence/Methuen publish bookkeeping pricing — we believe transparent pricing is a feature, not a risk.

Essentials

$350/month

Best for solo operators, new LLCs, freelancers, side hustles becoming real businesses. Revenue under $100K.

  • Up to 75 transactions/month
  • 1 bank account + 1 credit card reconciliation
  • Monthly Profit & Loss + Balance Sheet
  • QuickBooks Online (Simple Start)
  • Annual 1099 prep — up to 3 contractors
  • Email support · 48-hour response
  • English + Spanish
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Most Popular

Growth

$500/month

Best for growing LLCs with 1–5 employees, $100K–$500K revenue. Restaurants, cleaning, construction trades, salons.

  • Up to 200 transactions/month
  • Up to 3 accounts (bank + cards)
  • Monthly P&L + Balance Sheet + Cash Flow
  • QuickBooks Online (Essentials)
  • Payroll for up to 5 employees + W-2s
  • Quarterly estimated tax reminders (Federal + MA)
  • Annual 1099 prep — up to 10 contractors
  • MA sales tax filing (monthly or quarterly)
  • Email + phone support · 24-hour response
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Advisory

$700/month

Best for established LLCs/S-Corps with $300K–$2M revenue, 5–15 employees. Annual return inclusion alone saves $500–$800.

  • Unlimited transactions and accounts
  • P&L + Balance Sheet + Cash Flow + Executive Summary
  • QuickBooks Online (Advanced) + custom reporting
  • Payroll for up to 15 employees + payroll tax filings
  • Quarterly tax planning calculated AND submitted
  • Unlimited 1099 prep · sales tax in up to 2 states
  • Monthly 30-min strategy call with Bradley
  • 90-day rolling cash flow forecast
  • Custom KPI dashboard (revenue, margins, labor, burn)
  • Annual business return (1065 / 1120-S) included
  • Dedicated advisor · same-day response
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Add-Ons
Sales tax setup + registration$150 one-time
Payroll add-on (Essentials tier)+$100/month
Quarterly estimated tax calculation (Essentials/Growth)+$75/quarter
Additional employee beyond tier limit+$20/employee/month
Additional state (sales tax or payroll)+$75/state/month
Business tax return (if not on Advisory)$500–$800
Cash flow forecast (Essentials/Growth)+$150/month
Catch-Up Bookkeeping
Months BehindRate
1–3 months behind75% of monthly rate, per month
4–6 months behind60% of monthly rate, per month
7–12 months behind50% of monthly rate, per month
13–24 months behind40% of monthly rate, per month
25+ months behind35% floor — custom quote
By percentage

Catch-up bookkeeping is priced on a sliding scale tied to your monthly retainer. 1–3 months behind: 75% of the monthly rate, per month. 4–6 months: 60%. 7–12 months: 50%. 13–24 months: 40%. 25+ months: custom quote with a 35% floor. The per-month rate decreases as the catch-up depth grows.

In months-equivalent

Coming in 24 months behind on the Growth tier? You'll pay the equivalent of roughly 10 months at the standard $500 rate — not 24. The deeper the backlog, the lower the per-month rate, while the total still reflects real cleanup work.

Calculator

Estimate your catch-up

Per-month rate
$300 /mo
60% × $500 · 4-6 months
Estimated total
$1,800
6 × $300
Equivalent of
~4
months at the standard rate

Estimate only. Final quote depends on transaction volume, document quality, and bank-feed access. We confirm the number in a free discovery call before any work starts.

Start the intake form →

Catch-up bookkeeping is a one-time engagement billed before — or in parallel with — your monthly retainer. Example on the Growth tier ($500/month base): 6 months behind × 60% = $300/month effective, totaling $1,440. The longer the backlog, the lower the per-month rate.

What's Included

Everything You Need, Handled

Monthly Bookkeeping

Categorization of all income and expenses, bank reconciliation, and monthly financial reports.

Payroll Processing

Accurate, on-time payroll for all employees — direct deposit, pay stubs, and payroll tax deposits.

Payroll Tax Filings

940, 941, W-2, and W-3 filings completed accurately and on time every quarter and year-end.

QuickBooks & Cloud Setup

We set up and manage your accounting software so your data is always current and accessible.

Financial Reporting

Monthly P&L, balance sheet, and cash flow reports to keep you informed and in control.

Who This Is For

Built for Your Situation

Small Business Owners

Businesses with 1–50 employees who need reliable monthly bookkeeping and accurate payroll.

Startups & New LLCs

Getting your financial systems in place from the start so you build correctly.

Businesses Behind on Books

Catch-up bookkeeping for businesses that need to get current before tax season.

How It Works

Our Process

01

Setup & Integration

We connect to your bank accounts, accounting software, and payroll platform for seamless data flow.

02

Monthly Close

We categorize transactions, reconcile accounts, and deliver clean financials by the 10th of every month.

03

Payroll Runs

We process payroll on your schedule — weekly, biweekly, or monthly — with all tax deposits handled.

04

Tax Season Ready

At year-end, your books are clean and your team has everything needed for fast, accurate tax filing.

Verified Google Reviews

Clients We've Helped

Excelente servicio, buena comunicación, resuelve tus dudas al instante. Recomendados.

Fabian NieblesGoogle Review

Bradley was very knowledgeable and helped meet all my needs. 10/10 service — highly recommend!

Edily PicónGoogle Review

Bradley was amazing — he helped me with everything and was extremely professional throughout the entire process. He also took the time to give me helpful tips, which I really appreciated. I highly recommend him!

Certified Safe LLCGoogle Review
Common Questions

Frequently Asked Questions

We primarily work with QuickBooks Online and Xero, but can adapt to other platforms your business already uses.

Yes. We calculate, deposit, and file all federal and state payroll taxes including quarterly 941s and annual W-2s.

We offer catch-up bookkeeping to bring your records current. We've cleaned up books going back 2–3 years for clients. See the catch-up table in our pricing section.

Three monthly retainer tiers — Essentials, Growth, and Advisory — based on transaction volume, payroll needs, and how strategic the engagement gets. Add-ons available at any tier.

Book This Service

Get a Tailored Bookkeeping Quote

Three tiers depending on transaction volume, payroll, and reporting needs. Tell us about your business and we'll recommend the right fit.

30-min discovery call💳 $350 / $500 / $700 per month
01

Submit a quick intake

Quick form so we know your situation before we meet.

02

We talk — no pressure

Pick a slot on Bradley's calendar. Confirmation sent by email + SMS.

Tell Us About Your Situation

By submitting, you agree we may reply by email, SMS, or WhatsApp about your request.

60 Island Street, Suite 214 · Lawrence, MA · Hablamos español

Email · info@bradleypolanco.comCall · (978) 943-2398